Commercial Fire Insurance

Recover from financial losses to your commercial property due to fire or lightning.

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At a Glance

Commercial Fire Insurance basic coverage is fire and lightning. It also protects you against financial loss from commercial property damages caused by earthquake, typhoon, flood, smoke, falling aircraft, vehicle impact, explosion, riot, strike and malicious damage.

Eligibility and Coverage

Acceptable risks include but are not limited to retail trading, hotels, offices and other simple occupancies, building in course of construction, materials onsite, food processing industries, beverage industry, leather and fiber product industries, and cosmetics manufacture.

Basic Allied Perils Covered

  • Fire
  • Lightning

Other Allied Perils Covered

  • Earthquake
  • Typhoon
  • Flood
  • Smoke, falling aircraft, vehicle impact and explosion
  • Riots, strikes and malicious damage

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