This plan provides a life insurance coverage renewable every year. The insurance is payable in case of death of the insured from any cause. The amount of insurance may vary according to either position/rank or salary.

Group Protect may be accompanied by any of the following benefits:

• Accidental Death & Dismemberment Benefit - When this is attached to the Group Protect, it pays additional insurance benefits in case of death or accidental bodily injury.

• Total & Permanent Disability Benefit Rider - This may be attached to the Group Protect plan. It provides benefits in case of total and permanent disability.