The Fund is designed to seek total return through current income and long-term capital
growth through investment in listed and non-listed fixed income and equity securities of Philippine
companies and debt obligations of the Government of the Republic of the Philippines and its
instrumentalities.
An investor should undertake his or her own research and study on financial instruments and securities
before commencing any investment activity. He or she should read the specific offer document carefully
before making an investment decision. Information on the ATRAM Funds may be requested from ATR Asset
Management (ATRAM) or the Securities and Exchange Commission (SEC).
An investor should seek professional advice if he or she is uncertain of, or has not understood, any
aspect of the Fund or the nature of risks involved in investing in funds, especially those which invests
in high-risk instruments and securities.